Axis Bank Magnus for Burgundy Credit Card vs HDFC Bank Diners Club Black Metal Credit Card

    A side-by-side breakdown of fees, rewards, lounge access and benefits — so you can pick the right card for your spending.

    Axis Bank Magnus for Burgundy Credit Card
    Axis Bank

    Axis Bank Magnus for Burgundy Credit Card

    Score88/100
    Rewards6%
    Fee₹30,000
    Tap to flip backDouble-tapto love
    Axis Bank Magnus for Burgundy Credit Card
    Axis Bank
    88/100
    OUR PICK
    HDFC Bank Diners Club Black Metal Credit Card
    HDFC Bank

    HDFC Bank Diners Club Black Metal Credit Card

    Score92/100
    Rewards3.3%
    Fee₹10,000
    Tap to flip backDouble-tapto love
    HDFC Bank Diners Club Black Metal Credit Card
    HDFC Bank
    92/100

    HDFC Bank Diners Club Black Metal Credit Card wins 4 of 12 categories

    Across rewards, fees and benefits, HDFC Bank Diners Club Black Metal Credit Card edges ahead. But the best card for you depends on how you spend — check the detailed breakdown below.

    Head-to-head comparison

    Overview
    Expert Score
    88/100
    92/100
    Bank
    Axis Bank
    HDFC Bank
    Network
    Visa
    Diners Club
    Reward Rate
    6%
    3.3%
    Fees & Charges
    Joining Fee
    ₹30,000
    ₹10,000
    Annual Fee
    ₹30,000
    ₹10,000
    Forex Markup
    2%
    2%
    Finance Charges
    3% per month
    1.99% per month
    Rewards
    Value per Point
    —
    —
    Value Back
    Benefits
    Domestic Lounge
    International Lounge
    Dining
    Golf
    Concierge
    Insurance
    Travel
    Fuel Waiver
    Movie Benefits

    Pick Axis Bank Magnus for Burgundy Credit Card if…

    • You want better fuel waiver
    Read full review

    Pick HDFC Bank Diners Club Black Metal Credit Card if…

    • You want better expert score
    • You want better joining fee
    • You want better annual fee
    • You want better golf
    Read full review

    Frequently asked questions

    Which has a better expert score, Axis Bank Magnus for Burgundy Credit Card or HDFC Bank Diners Club Black Metal Credit Card?+

    HDFC Bank Diners Club Black Metal Credit Card scores higher at 92/100, compared to 88/100 for the other.

    Which card has lower fees?+

    Axis Bank Magnus for Burgundy Credit Card costs ₹30,000 to join and ₹30,000 annually. HDFC Bank Diners Club Black Metal Credit Card costs ₹10,000 to join and ₹10,000 annually.

    Which card should I pick?+

    HDFC Bank Diners Club Black Metal Credit Card wins more categories overall in our breakdown. That said, the right choice depends on what you actually spend on — review the head-to-head table above and pick the one that matches your usage.

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