Axis Bank Magnus for Burgundy Credit Card vs ICICI Bank Emeralde Private Metal Credit Card

    A side-by-side breakdown of fees, rewards, lounge access and benefits — so you can pick the right card for your spending.

    Axis Bank Magnus for Burgundy Credit Card
    Axis Bank

    Axis Bank Magnus for Burgundy Credit Card

    Score88/100
    Rewards6%
    Fee₹30,000
    Tap to flip backDouble-tapto love
    Axis Bank Magnus for Burgundy Credit Card
    Axis Bank
    88/100
    OUR PICK
    ICICI Bank Emeralde Private Metal Credit Card
    ICICI Bank

    ICICI Bank Emeralde Private Metal Credit Card

    Score88/100
    Rewards3%
    Fee₹12,499
    Tap to flip backDouble-tapto love
    ICICI Bank Emeralde Private Metal Credit Card
    ICICI Bank
    88/100

    ICICI Bank Emeralde Private Metal Credit Card wins 4 of 12 categories

    Across rewards, fees and benefits, ICICI Bank Emeralde Private Metal Credit Card edges ahead. But the best card for you depends on how you spend — check the detailed breakdown below.

    88/100
    Higher Expert Score

    Head-to-head comparison

    Overview
    Expert Score
    88/100
    88/100
    Bank
    Axis Bank
    ICICI Bank
    Network
    Visa
    Visa
    Reward Rate
    6%
    3%
    Fees & Charges
    Joining Fee
    ₹30,000
    ₹12,499
    Annual Fee
    ₹30,000
    ₹12,499
    Forex Markup
    2%
    2%
    Finance Charges
    3% per month
    3.75% per month
    Rewards
    Value per Point
    —
    —
    Value Back
    Benefits
    Domestic Lounge
    International Lounge
    Dining
    Golf
    Concierge
    Insurance
    Travel
    Fuel Waiver
    Movie Benefits

    Pick Axis Bank Magnus for Burgundy Credit Card if…

    It doesn't win any individual category outright — consider ICICI Bank Emeralde Private Metal Credit Card or check the table for specific benefits that matter to you.

    Read full review

    Pick ICICI Bank Emeralde Private Metal Credit Card if…

    • You want better joining fee
    • You want better annual fee
    • You want better golf
    • You want better travel
    Read full review

    Frequently asked questions

    Which has a better expert score, Axis Bank Magnus for Burgundy Credit Card or ICICI Bank Emeralde Private Metal Credit Card?+

    Both cards score 88/100 in our editorial review.

    Which card has lower fees?+

    Axis Bank Magnus for Burgundy Credit Card costs ₹30,000 to join and ₹30,000 annually. ICICI Bank Emeralde Private Metal Credit Card costs ₹12,499 to join and ₹12,499 annually.

    Which card should I pick?+

    ICICI Bank Emeralde Private Metal Credit Card wins more categories overall in our breakdown. That said, the right choice depends on what you actually spend on — review the head-to-head table above and pick the one that matches your usage.

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