HDFC Bank Diners Club Black Metal Credit Card vs HDFC Bank Infinia Metal Credit Card
A side-by-side breakdown of fees, rewards, lounge access and benefits — so you can pick the right card for your spending.
It's a tie — 3 categories each
Both cards are closely matched. Your choice should come down to which specific benefits matter most for your spending pattern.
Head-to-head comparison
Overview
Expert Score
92/100
90/100
Bank
HDFC Bank
HDFC Bank
Network
Diners Club
Visa
Reward Rate
3.3%
3.3%
Fees & Charges
Joining Fee
₹10,000
₹12,500
Annual Fee
₹10,000
₹12,500
Forex Markup
2%
2%
Finance Charges
1.99% per month
1.99% per month
Rewards
Value per Point
—
—
Value Back
5 Reward Points on every ₹150
Benefits
Domestic Lounge
International Lounge
Dining
Golf
Concierge
Insurance
Travel
Fuel Waiver
Movie Benefits
Pick HDFC Bank Diners Club Black Metal Credit Card if…
- You want better expert score
- You want better joining fee
- You want better annual fee
Pick HDFC Bank Infinia Metal Credit Card if…
- You want better dining
- You want better travel
- You want better fuel waiver
Frequently asked questions
Which has a better expert score, HDFC Bank Diners Club Black Metal Credit Card or HDFC Bank Infinia Metal Credit Card?+
HDFC Bank Diners Club Black Metal Credit Card scores higher at 92/100, compared to 90/100 for the other.
Which card has lower fees?+
HDFC Bank Diners Club Black Metal Credit Card costs ₹10,000 to join and ₹10,000 annually. HDFC Bank Infinia Metal Credit Card costs ₹12,500 to join and ₹12,500 annually.
Which card should I pick?+
These cards are evenly matched in our scoring. Pick the one whose specific benefits (lounge, dining, fuel, travel) line up best with how you spend.