HDFC Bank Diners Club Black Metal Credit Card vs ICICI Bank Emeralde Private Metal Credit Card
A side-by-side breakdown of fees, rewards, lounge access and benefits — so you can pick the right card for your spending.
HDFC Bank Diners Club Black Metal Credit Card wins 3 of 12 categories
Across rewards, fees and benefits, HDFC Bank Diners Club Black Metal Credit Card edges ahead. But the best card for you depends on how you spend — check the detailed breakdown below.
Head-to-head comparison
Pick HDFC Bank Diners Club Black Metal Credit Card if…
- You want better expert score
- You want better joining fee
- You want better annual fee
Pick ICICI Bank Emeralde Private Metal Credit Card if…
- You want better travel
- You want better fuel waiver
Frequently asked questions
Which has a better expert score, HDFC Bank Diners Club Black Metal Credit Card or ICICI Bank Emeralde Private Metal Credit Card?+
HDFC Bank Diners Club Black Metal Credit Card scores higher at 92/100, compared to 88/100 for the other.
Which card has lower fees?+
HDFC Bank Diners Club Black Metal Credit Card costs ₹10,000 to join and ₹10,000 annually. ICICI Bank Emeralde Private Metal Credit Card costs ₹12,499 to join and ₹12,499 annually.
Which card should I pick?+
HDFC Bank Diners Club Black Metal Credit Card wins more categories overall in our breakdown. That said, the right choice depends on what you actually spend on — review the head-to-head table above and pick the one that matches your usage.