HDFC Bank Swiggy BLCK Credit Card vs HDFC Bank Infinia Metal Credit Card
A side-by-side breakdown of fees, rewards, lounge access and benefits — so you can pick the right card for your spending.
HDFC Bank Infinia Metal Credit Card wins 8 of 12 categories
Across rewards, fees and benefits, HDFC Bank Infinia Metal Credit Card edges ahead. But the best card for you depends on how you spend — check the detailed breakdown below.
Head-to-head comparison
Pick HDFC Bank Swiggy BLCK Credit Card if…
- You want better joining fee
- You want better annual fee
Pick HDFC Bank Infinia Metal Credit Card if…
- You want better expert score
- You want better domestic lounge
- You want better international lounge
- You want better dining
- You want better concierge
- You want better insurance
Frequently asked questions
Which has a better expert score, HDFC Bank Swiggy BLCK Credit Card or HDFC Bank Infinia Metal Credit Card?+
HDFC Bank Infinia Metal Credit Card scores higher at 90/100, compared to 85/100 for the other.
Which card has lower fees?+
HDFC Bank Swiggy BLCK Credit Card costs ₹1,000 to join and ₹1,000 annually. HDFC Bank Infinia Metal Credit Card costs ₹12,500 to join and ₹12,500 annually.
Which card should I pick?+
HDFC Bank Infinia Metal Credit Card wins more categories overall in our breakdown. That said, the right choice depends on what you actually spend on — review the head-to-head table above and pick the one that matches your usage.

