HDFC Bank Swiggy BLCK Credit Card vs IndusInd Bank Tiger Credit Card

    A side-by-side breakdown of fees, rewards, lounge access and benefits — so you can pick the right card for your spending.

    HDFC Bank Swiggy BLCK Credit Card
    HDFC Bank

    HDFC Bank Swiggy BLCK Credit Card

    Score85/100
    Rewards10%
    Fee₹1,000
    Tap to flip backDouble-tapto love
    HDFC Bank Swiggy BLCK Credit Card
    HDFC Bank
    85/100
    OUR PICK
    IndusInd Bank Tiger Credit Card
    IndusInd Bank

    IndusInd Bank Tiger Credit Card

    Score88/100
    Rewards2.4%
    FeeFREE
    Tap to flip backDouble-tapto love
    IndusInd Bank Tiger Credit Card
    IndusInd Bank
    88/100

    IndusInd Bank Tiger Credit Card wins 7 of 12 categories

    Across rewards, fees and benefits, IndusInd Bank Tiger Credit Card edges ahead. But the best card for you depends on how you spend — check the detailed breakdown below.

    88/100
    Higher Expert Score
    IndusInd Bank Tiger Credit Card

    Head-to-head comparison

    Overview
    Expert Score
    85/100
    88/100
    Bank
    HDFC Bank
    IndusInd Bank
    Network
    Mastercard
    Visa
    Reward Rate
    10%
    2.4%
    Fees & Charges
    Joining Fee
    ₹1,000
    FREE
    Annual Fee
    ₹1,000
    FREE
    Forex Markup
    3.5%
    1.5%
    Finance Charges
    3.75% per month
    3.5% per month
    Rewards
    Value per Point
    —
    —
    Value Back
    Benefits
    Domestic Lounge
    International Lounge
    Dining
    Golf
    Concierge
    Insurance
    Travel
    Fuel Waiver
    Movie Benefits

    Pick HDFC Bank Swiggy BLCK Credit Card if…

    It doesn't win any individual category outright — consider IndusInd Bank Tiger Credit Card or check the table for specific benefits that matter to you.

    Read full review

    Pick IndusInd Bank Tiger Credit Card if…

    • You want better expert score
    • You want better joining fee
    • You want better annual fee
    • You want better domestic lounge
    • You want better international lounge
    • You want better concierge
    Read full review

    Frequently asked questions

    Which has a better expert score, HDFC Bank Swiggy BLCK Credit Card or IndusInd Bank Tiger Credit Card?+

    IndusInd Bank Tiger Credit Card scores higher at 88/100, compared to 85/100 for the other.

    Which card has lower fees?+

    HDFC Bank Swiggy BLCK Credit Card costs ₹1,000 to join and ₹1,000 annually. IndusInd Bank Tiger Credit Card costs ₹0 to join and ₹0 annually.

    Which card should I pick?+

    IndusInd Bank Tiger Credit Card wins more categories overall in our breakdown. That said, the right choice depends on what you actually spend on — review the head-to-head table above and pick the one that matches your usage.

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