ICICI Bank Emeralde Private Metal Credit Card vs IndusInd Bank Tiger Credit Card
A side-by-side breakdown of fees, rewards, lounge access and benefits — so you can pick the right card for your spending.
It's a tie — 2 categories each
Both cards are closely matched. Your choice should come down to which specific benefits matter most for your spending pattern.
88/100
Higher Expert Score
Head-to-head comparison
Overview
Expert Score
88/100
88/100
Bank
ICICI Bank
IndusInd Bank
Network
Visa
Visa
Reward Rate
3%
2.4%
Fees & Charges
Joining Fee
₹12,499
FREE
Annual Fee
₹12,499
FREE
Forex Markup
2%
1.5%
Finance Charges
3.75% per month
3.5% per month
Rewards
Value per Point
—
—
Value Back
Benefits
Domestic Lounge
International Lounge
Dining
Golf
Concierge
Insurance
Travel
Fuel Waiver
Movie Benefits
Pick ICICI Bank Emeralde Private Metal Credit Card if…
- You want better insurance
- You want better travel
Pick IndusInd Bank Tiger Credit Card if…
- You want better joining fee
- You want better annual fee
Frequently asked questions
Which has a better expert score, ICICI Bank Emeralde Private Metal Credit Card or IndusInd Bank Tiger Credit Card?+
Both cards score 88/100 in our editorial review.
Which card has lower fees?+
ICICI Bank Emeralde Private Metal Credit Card costs ₹12,499 to join and ₹12,499 annually. IndusInd Bank Tiger Credit Card costs ₹0 to join and ₹0 annually.
Which card should I pick?+
These cards are evenly matched in our scoring. Pick the one whose specific benefits (lounge, dining, fuel, travel) line up best with how you spend.

